Buy and Hold Hard Money Loans

Buy and hold loans serve as a valuable bridge between short-term and long-term financing solutions.

Unlock Long-Term Gains with Buy and Hold Loans

Why Choose BridgeWise Lending's Buy and Hold Solutions

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Cash Flow

Long-term financing enabling rental income for years

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Speed

Quick application and approval process for a smooth acquisition 

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Limitless

No property limits – leverage individual assets or your entire portfolio

The Buy and Hold Strategy

  • Strategy Overview: The 'buy and hold' approach involves acquiring undervalued or foreclosed properties with the intention of selling them once their value appreciates. In the meantime, renovating the property and renting it out can enhance returns.

  • BridgeWise Lending's Success: Our buy and hold loans have been instrumental in the success of numerous investors. We specialize in non-owner-occupied residential properties, providing financing solutions for long-term cash flow.

  • Customized Loans: For those involved in acquiring distressed properties and their renovation, we offer tailored loans to optimize investment opportunities based on individual project needs.

  • No Property Limit: BridgeWise Lending imposes no restrictions on the number of properties, allowing you to leverage a single property or your entire portfolio.

  • Equity-Centric Underwriting: We prioritize equity over borrower credit, offering opportunities to those with low credit scores, prior bankruptcies, and foreclosures.

  • Renters Support Loan: The rental income generated may enable you to pay down your amortized loan, enhancing the profitability of future property sales.

  • Efficient Processing: Our streamlined process, which can transition from application to closing within as little as four days, offers a competitive advantage.

 

Benefits of the Buy and Hold Strategy

 

  • Long-Term Appreciation: Hold properties for extended periods to benefit from value appreciation.

  • Rental Income: Generate consistent cash flow through renting out properties during the holding period.

  • Customized Financing: Tailored loans offer flexibility to suit your specific property acquisition and renovation needs.

  • No Property Limit: Unlimited potential for property leverage allows for portfolio expansion.

  • Equity-Focused: Prioritize equity over borrower credit, enabling opportunities for those with less-than-ideal credit histories.

  • Rental Income Paydown: Leverage rental income to pay down the loan, increasing profitability upon resale.

  • Efficiency: BridgeWise Lending's streamlined process ensures quick transition from application to loan closing, a crucial competitive advantage.

Buy and Hold Rental Loan Terms

Buy and Hold Loan Terms Details
Loan Amortization 20 and 30-year options with full and partial amortization
Fixed-Rate Options 5/1, 7/1, 10/1, 20 and 30-Year Fixed-Rate
Loan-to-Value (LTV) Up to 80% LTV
Eligible Properties Single Family 1-4 Unit Properties
Portfolio Loans Available for 5 or more homes

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