Your bridge to
Fast, Flexible,
Financing

We are a full-service Hard Money & DSCR Lender
specializing in residential investment properties.

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Talk to a Pro

We are on a MISSION

Are you working hard to earn every paycheck.. and then over paying and losing money in fees and poor interest rates?

We were too. So many businesses just accepted the ridiculous fees that banks and platforms imposed, because there was no alternative.

Not anymore. We built BridgeWise to make the end-to-end financial management easy for small businesses.

24 Hr

Loan Approvals

90% LTV

up to

48 Hour

Funding

How We Help to Build

Your Dream

Our team of experienced loan advisors has a proven track record of helping investors succeed. We are committed to providing our clients with the best loan products tailored to their specific needs.

Fix & Flip

BridgeWise Lending offers tailored Fix and Flip loans with rates as low as 9.90%. Get up to 90% of the purchase price and 100% of rehab costs covered. With 6 to 12-month terms and interest-only options, you can focus on transforming properties without worrying about upfront cash flow. We make hard money easy—so you can focus on results.

Rentals

Our Rental DSCR loans help real estate investors secure funding without the hassle of income verification. Qualify based on the property’s rental income, not your personal financials. Whether you’re a first-time landlord or a seasoned investor, our DSCR loans provide up to 80% LTV with competitive rates and flexible terms to help you build your rental portfolio with confidence.

New Construction

For residential and commercial construction projects, BridgeWise Lending’s Ground-Up Construction loans offer the capital you need. With loans up to $10MM, flexible terms, and fast approvals, we’ll help you break ground faster. Whether it’s a single-family home or multi-unit development, our experienced team ensures you get the funding necessary to bring your project to life.

Nationwide 1000+ investors trust us.

BridgeWise Fix & Flip Programs

Whether you’re a first-time investor or seasoned pro, we’ve got loan options to meet your needs and maximize your returns.

The BridgeWise Builder

Rates starting at 9%
Max Loan-to-Cost (LTC): 85%
Minimum FICO: 640+
‍
Perfect for first-time investors seeking competitive pricing and moderate leverage.

The BridgeWise Booster

Rates starting at 12.75%
Minimum Purchase Price: $120K+
Max LTC: 93%
‍
Designed for experienced investors aiming to minimize cash-to-close and maximize ROI.

The BridgeWise Edge

Interest Rates: Starting at 11.75%
Max LTC: 96%
Max Loan-to-Value (LTV): 75%
‍
Our highest LTC program offers no upfront fees or monthly payments, helping you manage cash flow while focusing on your project.

Your Bridge to

Fast, Flexible Financing

Demolition

Utah Parade Project

Transforming Dreams into Reality: A Notable Fix and Flip Project Funded by BridgeWise Lending

Hard Money 101

Built to Rent Project

Building a New Standard in Affordable Housing: The Notable Housing Community Funded by BridgeWise Lending

Residential

New Life Project

We use only the highest quality materials. We are also committed to your project.

Trending

BridgeWise Revolutionizes Hard Money

Our goal is simple. We want to make hard money easy and DSCR loans accessible to investors across the country.

Demolition

Everything is bigger in Texas

BridgeWise Lending Doubles Down on Texas: Making a Name in Dallas, Houston, and San Antonio

Hard Money 101

Master the Basics of Hard Money Lending

View All Projects

Our Guarantee

We Understand That Every Project Is Unique

We work closely with our clients to understand their needs and goals. We are committed to providing our clients with the best experience.

We takes the time to understand your project’s requirements and challenges, offering support and guidance throughout the entire process to ensure a smooth and successful experience.

Our team consists of highly trained loan professionals with extensive knowledge in the real estate and construction lending sectors.

Every member of our team has a background in real estate, bringing valuable industry experience to the table.

From the planning to the final touches

We're also committed to building relationships with clients.

We understand that this stuff takes planning and we want to be a part from the start.

Our team's diverse real estate expertise ensures that we understand the nuances of your project.

Our entire team is packed with real estate pros who know the game inside and out. You’re not just getting a loan; you’re getting top-tier, no-nonsense advice and a squad that's all in to make your project a success.

About Us

Hear From People Who

Love & Trusted

Kelile Bradley crushed it! My first fix and flip in Houston needed a $450,000 loan, and he made it happen in just 10 days. Smooth, fast, and exactly what I needed to scale up. If you’re serious about winning, Kelile’s your guy!

Avery Monroe

Bridgewise borrower, TX

Working with BridgeWise Lending is like having an all-star team in your corner. They don’t just talk the talk—they deliver. My guy Nile is the real deal, period.

Ethan Caldwell

Bridgewise borrower, SC

Kelile Bradley is a hustler, plain and simple. He got me a $550,000 fix and flip loan in Colorado in just 9 days. No nonsense, no delays, just results. You want to play in the big leagues? Call Kelile!

Jackson Reed

Bridgewise borrower, CO

Kenton Rael doesn’t mess around. He secured a $900,000 loan for my multi-family deal in Georgia in 8 days flat. Perfect terms, zero stress. If you’re serious about making money, you need Kenton on your team

Faith Cole

Bridgewise borrower, GA

I had a complicated deal that most lenders wouldn't touch, but my Loan Officer Kelile and the team didn't flinch. They dug in, restructured the terms, and made it happen. I’ve never experienced this level of commitment from a lending team before.