.png)
Welcome to BridgeWise!
Your Bridge to
Fast, Flexible,
We are a full-service
Hard Money & DSCR Lender
that specializes in commercial and residential investment properties.
%20(3).png)
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
24 Hr
Loan Approvals
92.5% LTC
up to
48 Hour
Funding
Step 1: Apply Online
Start by submitting your application online, where you'll tell us about your property. Every deal is unique, so we have a real person underwrite each deal to ensure personalized, expert attention.
Step 2: Underwriting
Our team will review your application and present tailored loan terms and options. Once we’ve finalized the terms, you’ll submit any necessary documentation to move forward.
Step 3: Set Closing Date, Sign, and Fund
After your loan is approved, you’ll set a closing date. Then, simply sign the documents, and we’ll fund your deal—getting you the capital you need quickly and efficiently.
Explore BridgeWise's
Solutions
An operating system for capital markets functions.
1 of 4
We Offer a Wide Range of Fix & Flip loan Options
Property Type: Single-family homes, multi-family units, and residential properties eligible for fix-and-flip projects.
Suitable for both experienced investors and first-time flippers. No minimum credit score requirements
Key Features of BridgeWise Lending Fix and Flip Loans
Rates as low as 9.90% – Competitive interest rates to maximize your returns.
Loans from $100K to $3MM – Flexible loan amounts to suit projects of any size.
Up to 92.5% Loan to Cost – High leverage so you can invest with less out-of-pocket capital.
Up to 75% of After-Repair Value (ARV) – Finance the project and realize post-renovation value.
100% of Rehab Costs Covered – We fund the full renovation, freeing up your cash flow.
12, 18, and 24 Month Terms – Choose flexible loan terms tailored to your project timeline.
Interest-Only Payment Options – Keep monthly payments low during renovations for better cash flow management.
2 of 4
We Offer a Wide Range of Rental property loan options
Single-family rentals, multi-family properties (such as duplexes, triplexes, and apartment buildings), condos, townhomes, and short-term vacation rentals (via platforms like Airbnb or VRBO) all qualify as income-generating properties for DSCR loans.
Suitable for both experienced investors and first-time flippers. 660 Minimun credit score requirements
Key features of BridgeWise Lending’s DSCR Loans:
Low Rates starting at 6.50%.
Up to 80% LTC.
No Prepayment Penalty after 3 years.
Flexible terms: 30-year fixed or 5/1 & 7/1 ARMs.
No income verification required.
Finance multiple properties in one loan.
3 of 4
We help investors quickly acquire raw or undeveloped land.
Our hard money land loans qualify for raw land, developed land, entitled land, commercial land, and residential land, focusing on the land's value and your investment strategy.
Land loans can be suitable for both experienced investors and first-time flippers, but there are some important factors to consider
We are flexible and can adapt our solutions
Our land loans typically offer Loan-to-Value (LTV) ratios of 50% to 65%, depending on the land’s status and development potential. If the land is entitled or has a clear development plan, higher LTVs may be available.
4 of 4
We bridge the gap with ground-up construction loans.
Our ground-up construction loans finance a variety of projects, including single-family homes, multi-family units such as apartment complexes and duplexes, custom residences, office buildings, and retail spaces like shopping centers and mixed-use properties.
Ground-up construction loans are suitable for both first-time investors with a solid plan and experienced developers looking to finance and manage large-scale construction projects.
We are flexible and can adapt our solutions
Our ground-up construction loans offer competitive Loan-to-Value (LTV) ratios, typically ranging from 65% to 80%. The exact LTV ratio depends on factors such as the project's risk profile and your financial qualifications.
How We Help to Build
Your Dream
Our team of experienced loan advisors has a proven track record of helping investors succeed. We are committed to providing our clients with the best loan products tailored to their specific needs.
Fix & Flip
BridgeWise Lending offers tailored Fix and Flip loans with rates as low as 9.90%. Get up to 90% of the purchase price and 100% of rehab costs covered. With 12, 18, or 24-month terms and interest-only options, you can focus on transforming properties without worrying about upfront cash flow. We make hard money easy—so you can focus on results.
.png)
Rentals
Our Rental DSCR loans help real estate investors secure funding without the hassle of income verification. Qualify based on the property’s rental income, not your personal financials. Whether you’re a first-time landlord or a seasoned investor, our DSCR loans provide up to 80% LTV with competitive rates and flexible terms to help you build your rental portfolio with confidence.
New Construction
For residential and commercial construction projects, BridgeWise Lending’s Ground-Up Construction loans offer the capital you need. With loans up to $100MM, flexible terms, and fast approvals, we’ll help you break ground faster. Whether it’s a single-family home or multi-unit development, our experienced team ensures you get the funding necessary to bring your project to life.
.png)
Nationwide 1000+ investors trust us.
.png)
.png)
.png)
.png)
.jpg)
.jpg)
.png)
.png)
Our Guarantee
We Understand That Every Project Is Unique
We work closely with our clients to understand their needs and goals. We are committed to providing our clients with the best experience.
We takes the time to understand your project’s requirements and challenges, offering support and guidance throughout the entire process to ensure a smooth and successful experience.
Our team consists of highly trained loan professionals with extensive knowledge in the real estate and construction lending sectors.
Every member of our team has a background in real estate, bringing valuable industry experience to the table.
.png)
.png)
From the planning to the final touches
We're also committed to building relationships with clients.
We understand that this stuff takes planning and we want to be a part from the start.
Our team's diverse real estate expertise ensures that we understand the nuances of your project.
Our entire team is packed with real estate pros who know the game inside and out. You’re not just getting a loan; you’re getting top-tier, no-nonsense advice and a squad that's all in to make your project a success.
Kelile Bradley crushed it! My first fix and flip in Houston needed a $450,000 loan, and he made it happen in just 10 days. Smooth, fast, and exactly what I needed to scale up. If you’re serious about winning, Kelile’s your guy!
.png)
Avery Monroe
Bridgewise borrower, TX
Working with BridgeWise Lending is like having an all-star team in your corner. They don’t just talk the talk—they deliver. My guy Nile is the real deal, period.
.png)
Ethan Caldwell
Bridgewise borrower, SC
Kelile Bradley is a hustler, plain and simple. He got me a $550,000 fix and flip loan in Colorado in just 9 days. No nonsense, no delays, just results. You want to play in the big leagues? Call Kelile!
.png)
Jackson Reed
Bridgewise borrower, CO
Kenton Rael doesn’t mess around. He secured a $900,000 loan for my multi-family deal in Georgia in 8 days flat. Perfect terms, zero stress. If you’re serious about making money, you need Kenton on your team
.png)
Faith Cole
Bridgewise borrower, GA
I had a complicated deal that most lenders wouldn't touch, but my Loan Officer Kelile and the team didn't flinch. They dug in, restructured the terms, and made it happen. I’ve never experienced this level of commitment from a lending team before.
.png)
Marcus Talbot
Bridgewise borrower, IL
%20(5).png)
.png)
.png)
Talk to a pro!
Start your project today.
